College Financing Information for Teens, 3rd Ed.
- Author/Editor: Keith Jones
- Binding: Library binding
- Trim Size: 7 ¼ x 9 ¼
- Page Count: 360
- Book Level: 11
- Publication Date: April 2017
- ISBN: 978-0-7808-1547-6
- List Price: $71.00
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College Financing Information for Teens, 3rd Edition, explains college costs and describes practical steps middle and high school students can take to begin preparing themselves for future challenges. It discusses choosing among different types of colleges and vocational schools, explains what’s involved in applying for and receiving federal financial aid, and describes other sources of aid.
This book is divided into parts and chapters. Parts focus on broad areas of interest; chapters are devoted to single topics within a part.
Part I: Preparing for College addresses middle and high school students who may be wondering about postsecondary education. It explains the value and the need for education in an individual’s life. Information on choosing and evaluating post-secondary educational options is also provided. The basic steps necessary to to prepare for college are also explained. It concludes with a discussion of the various types of standardized tests students have to take while applying for college admission.
Part II: Your Role As An Education Consumer helps students understand the vast array of choices they will face when making decisions about higher education, and explains the various costs involved in pursuing a college education. It also discusses different types of colleges and vocational schools. Information related to online education (a growing trend) and study abroad options is also provided. It concludes with information on Every Student Succeeds Act (ESSA), a U.S. law that governs the K-12 public education policy.
Part III: Saving For College answers questions about various tools available to help families budget save for future college expenses. It compares the tax advantages of some plans against their potential impact on future offers of aid and it discusses the pros and cons of saving money in a student’s name. It also considers the advantages and disadvantages of working during college.
Part IV: Financial Aid And The Federal Government discusses the process of applying for federal financial aid and explores the three types of federal aid: grants, loans, and work-study. It discusses a student’s options for repaying federal loans, including the circumstances under which a loan can be deferred (postponed) or cancelled (forgiven). It provides information about Loan Servicers. It concludes with a discussion of federal tax credits for postsecondary education.
Part V: Other Sources Of Financial Aid discusses aid that is available from private sources (such as scholarships and institutional loans) and government service (such as the military, the Peace Corps, and AmeriCorps). It also examines the requirements of students with specialized interests or needs, such as athletes, aspiring nurses, and those with disabilities.
Part VI: If You Need More Information offers a directory of financial aid resources, including federal and national student aid organizations, online scholarship search services, and other resources for information about planning for higher education. A separate directory of state higher education agencies will help students seeking to locate additional resources within their state of residence or the state in which they plan to attend college.
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“Should be on every school and public library shelf to provide valuable assistance for planning a successful college experience… A comprehensive yet concise text, it is purposeful in its content without extraneous information that could be distracting.”
—2018 SLC/ARBA Awards: Best Resource for Youth